Protection refers to the insurance cover we expertly tailor to our clients’ needs. Such cover is vital to financial wellbeing, security and future prosperity. It underpins everything.
Astute will never lazily apply one-size-fits-all cover – for every client, there are bespoke solutions. By spending time researching your circumstances and needs, we are able to identify the type of protection that works best for you. Protection is not legally mandatory. It is, however, an essential of sound financial planning.
The type of Protection required varies according to those circumstances and needs. It could surround assets such as a house or car, or concern the provision of regular income in the event of illness or death. This latter example is known as Income Protection.
Income Protection is central to much of our work. It is a critically-neglected area of insurance, which is understandable; earning a living during a major illness, or replacing the income provided by a loved one should they pass away, is not something we wish to contemplate. That is where Astute step in, tailoring the features and benefits of Income Protection to formulate a plan that meets your needs.